The Home in Five programs, Home in Five Advantage and Home in Five Platinum, help low- to moderate- income individuals and families buy a home in Maricopa county. Homebuyers receive assistance for down payment and closing costs, plus a loan with a competitive interest rate.

The Maricopa and Phoenix IDAs have provided down payment assistance since 2012 through the Home in Five Advantage Program. This program has helped approximately 24,800* homebuyers achieve the American Dream of homeownership.

In late 2023, a second program called Home in Five Platinum was added to complement the Home in Five Advantage program. Please visit for more information about both programs and to find a local lender.

Current homeowners looking for information about paying off second loans, please go here.

*As of 2023

Please visit the program website for more information

For information about getting a second loan payoff amount, click here.  This applies only to home purchases beginning in January 2018.

Lenders looking for information about second loan payoff or other resources, please visit the Resources for Lenders page.

For information about the program please email
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