The Home in Five Advantage program helps low- to moderate-income individuals and families buy a home in Maricopa county. Homebuyers receive up to 6 percent assistance for down payment and closing costs, plus a loan with a competitive interest rate.

The Maricopa and Phoenix IDAs have provided down payment assistance since 2012 through the Home in Five Advantage program. The program has helped approximately 24,800*  homebuyers achieve the American Dream of homeownership.

Please visit for more information and to find a local lender.  

Current homeowners looking for information about paying off second loans, please go here.

*As of 2022

Please visit the program website for more information

For information about getting a second loan payoff amount, click here.  This applies only to home purchases beginning in January 2018.

Lenders looking for information about second loan payoff or other resources, please visit the Resources for Lenders page.

For information about the program please email
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